top of page

Privacy Policy.

Effective Date: September 19, 2026
Areca Financial Services, Inc. (“Areca,” “we,” “us,” or “our”) respects your privacy and is committed to protecting the personal information entrusted to us.

This Privacy Policy explains how we collect, use, disclose, retain, and protect personal information when you:

  • Visit arecafinancial.com or another website on which this Privacy Policy appears;

  • Contact us or submit information through our Website;

  • Request information about our services;

  • Communicate or engage with us as a prospective or current client, investor, transaction counterparty, business partner, or professional adviser; or

  • Attend an event, subscribe to communications, or otherwise interact with Areca.

This Policy does not replace any additional privacy notice or confidentiality provision contained in a client engagement letter, nondisclosure agreement, offering document, subscription agreement, or other written agreement.

1. Personal Information We Collect

“Personal information” means information that identifies, relates to, describes, or can reasonably be linked with an individual. It does not include aggregated, anonymized, or deidentified information that cannot reasonably be associated with a particular person.

Depending on your relationship with Areca, we may collect the following categories of information.

Contact and Identity Information

This may include:

  • Name;

  • Job title and employer;

  • Business or residential address;

  • Email address;

  • Telephone number;

  • Professional biography;

  • Country of residence; and

  • Other information you provide when contacting us.

Professional and Business Information

This may include:

  • Company affiliation and professional role;

  • Business ownership and management information;

  • Investment interests and industry preferences;

  • Transaction history and professional experience;

  • Areas of expertise;

  • Business relationships;

  • Professional credentials; and

  • Information contained in correspondence, presentations, transaction materials, or diligence documents.

Financial and Transaction Information

When relevant to an engagement or proposed transaction, we may receive information concerning:

  • Investment preferences and anticipated commitment size;

  • Financing requirements;

  • Ownership and capitalization;

  • Financial condition;

  • Source-of-funds information;

  • Transaction interests;

  • Accredited-investor or institutional-investor status; and

  • Information needed to evaluate, coordinate, or support a proposed engagement or transaction.

Areca does not accept custody of investor funds or securities through the Website. Payment, banking, securities, subscription, identity-verification, or compliance information may be collected directly by independent financial institutions, broker-dealers, fund administrators, payment processors, or other authorized service providers under their own privacy policies.

Communications and Submitted Materials

We may collect information contained in:

  • Website inquiries;

  • Emails and other correspondence;

  • Meeting notes;

  • Telephone or videoconference communications;

  • Investor or transaction materials;

  • Surveys and feedback;

  • Event registrations; and

  • Documents voluntarily submitted to Areca.

Please do not send highly sensitive, confidential, or proprietary information through an unsecured Website form or unsolicited email.

Website and Technical Information

When you use the Website, we or our service providers may automatically collect:

  • Internet Protocol address;

  • Browser and device type;

  • Operating system;

  • Referring website;

  • Pages viewed;

  • Links selected;

  • Date and time of access;

  • General geographic location derived from an IP address;

  • Session and interaction data; and

  • Cookie or similar technology identifiers.

We do not use the Website to collect precise geolocation data unless expressly disclosed and permitted.

2. Sources of Personal Information

We may collect personal information from:

  • You directly;

  • Your employer, company, fund, or authorized representative;

  • Clients, prospective clients, investors, issuers, sponsors, lenders, and transaction counterparties;

  • Attorneys, accountants, consultants, broker-dealers, fund administrators, and other professional advisers;

  • Business partners, event organizers, and referral sources;

  • Publicly available sources, professional directories, corporate websites, regulatory filings, and professional networking platforms;

  • Data and research providers; and

  • Website hosting, analytics, communications, security, and other service providers.

When you provide personal information concerning another individual, you represent that you are authorized to provide it and, where required, have informed that individual of the applicable disclosure.

3. How We Use Personal Information

We may use personal information to:

  • Respond to inquiries and communicate with you;

  • Evaluate prospective clients and engagements;

  • Provide strategic, financial, fund-formation, capital-markets, and transaction-advisory services;

  • Prepare for and coordinate meetings, introductions, diligence, and transactions;

  • Identify potential investors, capital sources, clients, business partners, or transaction counterparties;

  • Develop and maintain professional and business relationships;

  • Administer contracts, engagements, and business records;

  • Coordinate services with professional advisers and appropriately regulated third-party providers;

  • Conduct conflict, reputational, eligibility, identity, and compliance reviews;

  • Protect against fraud, misconduct, cybersecurity threats, and other unlawful activity;

  • Operate, secure, maintain, and improve the Website;

  • Analyze Website performance and usage;

  • Send business updates, event invitations, and marketing communications;

  • Exercise or defend legal rights;

  • Comply with applicable laws, regulations, legal process, and contractual obligations; and

  • Complete a merger, acquisition, reorganization, financing, or other corporate transaction.

We may combine information obtained from different sources when reasonably necessary for these purposes.

4. Legal Bases for Processing

Where applicable law requires a legal basis for processing personal information, we rely on one or more of the following:

  • Your consent;

  • Performance of a contract or steps taken at your request before entering into a contract;

  • Compliance with legal or regulatory obligations;

  • Protection of our legal rights or those of another person; and

  • Our legitimate business interests, provided those interests are not overridden by your rights and interests.

Our legitimate interests may include operating and securing our business, responding to inquiries, developing professional relationships, conducting due diligence, preventing fraud, and improving our services.

You may withdraw consent where processing is based on consent. Withdrawal will not affect processing completed before consent was withdrawn.

5. How We Disclose Personal Information

Areca does not sell or rent personal information for monetary compensation.

We may disclose personal information in the following circumstances.

Service Providers

We may provide information to vendors that perform services on our behalf, including:

  • Website hosting and administration;

  • Email and communications;

  • Customer-relationship management;

  • Cloud storage and document management;

  • Information technology and cybersecurity;

  • Data analytics;

  • Event administration;

  • Professional research; and

  • Administrative and operational support.

These providers are permitted to use personal information only as necessary to perform contracted services or as otherwise permitted by law.

Professional and Transaction Parties

Subject to applicable confidentiality obligations, we may disclose information to:

  • Attorneys, accountants, consultants, and other professional advisers;

  • Broker-dealers and regulated financial intermediaries;

  • Lenders, investors, fund managers, issuers, sponsors, and transaction counterparties;

  • Fund administrators and other transaction service providers; and

  • Parties involved in evaluating or completing a prospective engagement or transaction.

We disclose information in these circumstances only when reasonably relevant to the applicable relationship, engagement, diligence process, or transaction.

Legal and Regulatory Purposes

We may disclose information when we reasonably believe disclosure is necessary to:

  • Comply with applicable law, regulation, subpoena, court order, or other legal process;

  • Respond to a lawful request from a governmental, regulatory, judicial, or law-enforcement authority;

  • Investigate suspected fraud, misconduct, or security incidents;

  • Protect the rights, property, or safety of Areca or others; or

  • Establish, exercise, or defend legal claims.

Corporate Transactions

Personal information may be disclosed or transferred in connection with a proposed or completed merger, acquisition, financing, restructuring, reorganization, bankruptcy, sale of assets, or similar corporate transaction.

A successor organization may continue to process the information in accordance with this Policy unless otherwise required by law.

With Your Direction or Consent

We may disclose personal information to other parties when you direct us to do so or provide consent.

6. Securities and Transaction Information

Information submitted to Areca does not create an investment-advisory, brokerage, fiduciary, or client relationship.

Areca is not a registered broker-dealer or investment adviser, is not registered with the U.S. Securities and Exchange Commission, and is not a member of FINRA or SIPC.

When a transaction requires regulated securities services, relevant personal information may be provided directly to, or collected by, an independent registered broker-dealer, fund administrator, custodian, or other regulated intermediary. That organization’s privacy notice and legal terms will govern its processing of the information.

7. Cookies and Similar Technologies

The Website and its service providers may use cookies, pixels, tags, local storage, and similar technologies to:

  • Enable essential Website functions;

  • Maintain security and prevent abuse;

  • Remember user preferences;

  • Understand Website traffic and visitor interactions;

  • Measure Website performance; and

  • Improve content and user experience.

You may restrict or disable cookies through your browser settings. Disabling certain cookies may affect Website functionality.

Where required by law, we will request consent before using nonessential cookies. If the Website provides a cookie-preference tool, you may use it to change your selections.

Some browsers offer “Do Not Track” or similar signals. Because no single industry standard applies to all such signals, the Website may not respond uniformly to them. Where required by applicable law, we will process recognized opt-out preference signals as legally required.

8. Marketing Communications

We may use contact information to send relevant business communications, market updates, event invitations, and information about Areca’s services.

You may unsubscribe from marketing emails by selecting the unsubscribe link in the message or contacting us at info@arecafinancial.com.

An unsubscribe request will not prevent us from sending nonmarketing communications concerning an existing business relationship, engagement, transaction, legal notice, or service request.

We do not send automated marketing text messages without any consent required by applicable law.

9. Data Security

We maintain reasonable administrative, technical, and organizational safeguards designed to protect personal information against unauthorized access, loss, misuse, alteration, or disclosure.

These measures may include:

  • Access controls and authentication procedures;

  • Encryption in transit, where appropriate;

  • Secure hosting and storage services;

  • Information-security policies;

  • Vendor-management procedures;

  • Employee and contractor confidentiality obligations;

  • Security monitoring; and

  • Incident-response procedures.

No information system or internet transmission is completely secure. Accordingly, we cannot guarantee the absolute security of personal information.

You should use caution when sending confidential information electronically and independently verify unusual, time-sensitive, payment-related, or transaction-related instructions.

10. Data Retention

We retain personal information only for as long as reasonably necessary to:

  • Fulfill the purposes described in this Policy;

  • Provide services or maintain a business relationship;

  • Complete or evaluate a transaction;

  • Satisfy legal, regulatory, tax, accounting, and contractual requirements;

  • Maintain appropriate business and transaction records;

  • Resolve disputes;

  • Prevent fraud or abuse; and

  • Establish, exercise, or defend legal rights.

Retention periods vary depending on the nature of the information, the relationship involved, applicable legal requirements, and legitimate business needs.

When information is no longer reasonably required, we may delete, anonymize, or securely dispose of it.

11. Your Privacy Rights

Depending on your residence and applicable law, you may have the right to request that we:

  • Confirm whether we process your personal information;

  • Provide access to certain personal information;

  • Correct inaccurate information;

  • Delete certain information;

  • Provide a portable copy of certain information;

  • Restrict or object to certain processing;

  • Disclose the categories and sources of information collected;

  • Disclose the categories of recipients to whom information has been provided;

  • Allow you to withdraw consent; or

  • Review a decision concerning a privacy request.

You may exercise an applicable right by contacting info@arecafinancial.com with the subject line “Privacy Request.”

Please include your name, contact information, state or country of residence, relationship with Areca, and a description of your request.

We may need to verify your identity and authority before processing the request. We will use information submitted for verification only for that purpose. Authorized agents may submit requests where permitted by law, subject to appropriate verification.

Certain information may be exempt from a request, including information subject to legal privilege, confidentiality obligations, regulatory requirements, fraud-prevention needs, or another lawful exception.

We will not unlawfully discriminate against an individual for exercising an applicable privacy right.

12. State-Specific Privacy Disclosures

Residents of certain U.S. states may have additional privacy rights, subject to applicable statutory thresholds, exemptions, and exceptions.

Where legally required, eligible residents may request information regarding our collection, use, correction, deletion, or disclosure of personal information and may appeal certain decisions concerning a request.

Areca does not sell personal information for monetary compensation. If our data practices materially change, we will update this Policy and provide any legally required rights or notices.

California residents may obtain additional information about applicable privacy rights from the California Office of the Attorney General.

13. International Users and Data Transfers

Areca is based in the United States. If you access the Website or provide information from another country, your information may be transferred to, stored in, or processed in the United States or another jurisdiction where our service providers operate.

Privacy and data-protection laws in those jurisdictions may differ from the laws of your country.

Where required, we use legally recognized safeguards for international transfers. Individuals in the European Economic Area, United Kingdom, Switzerland, or another jurisdiction with applicable data-protection rights may contact us to exercise those rights or request information about relevant transfer safeguards.

14. Third-Party Websites and Services

The Website may contain links to third-party websites, platforms, professional advisers, or service providers.

Areca does not control and is not responsible for the privacy, security, or information practices of third parties. This Policy does not apply to information collected independently by those organizations.

You should review each third party’s privacy policy before providing personal information.

15. Confidential Business Information

This Privacy Policy applies to personal information and does not govern confidential business information that does not identify an individual.

Confidential business, investment, and transaction information may be governed by separate engagement agreements, nondisclosure agreements, offering documents, data-room terms, or other contractual restrictions.

Please use only authorized secure channels when submitting sensitive diligence or transaction materials.

16. Children’s Privacy

The Website and Areca’s services are intended for business and professional audiences and are not directed to children under 18.

We do not knowingly collect personal information from children under 18 through the Website. If we learn that such information has been submitted, we will take reasonable steps to delete it, subject to applicable law.

A parent or legal guardian who believes a child has provided personal information may contact us at info@arecafinancial.com.

17. Changes to This Privacy Policy

We may revise this Policy periodically to reflect changes in our practices, services, technology, or legal obligations.

The updated Policy will be posted on the Website with a revised “Last Updated” date. If a change is material, we may provide additional notice where required by law.

We encourage you to review this Policy periodically.

18. Contact Us

Questions, concerns, or privacy requests may be directed to:

Areca Financial Services, Inc.
Email: info@arecafinancial.com
Address: 3301 NE 1 Av
City, State ZIP:Miami, Florida 33137
Telephone: +19545742664

​

Areca Financial Services
bottom of page